Morris Plains, NJ

Background:

• Joined Equitable Advisors (Equitable Life) in January 1980
• Consistently one of Equitable Advisors' top associates

Education:

• B.S. Cairo University, 1965
• Studied for M.B.A. at Fairleigh Dickinson University

• CFP®(CERTIFIED FINANCIAL PLANNER® professional) College of Financial Planning, 1992

• Continuously attends industry training and certification programs
• Awarded title of Retirement Planning Specialist by Equitable Advisors based on the receipt of a Wharton Certificate in Retirement Planning*

Professional Memberships:

• Paramount Planning Group (an elite group within Equitable for the company's most
  distinguished, innovative, and respected financial professionals)
• Million Dollar Round Table (recognized internationally as the standard of excellence in the Life Insurance Industry)
• New Jersey Association of Insurance and Financial Advisors
• Board Member of the Egyptian American Medical Society

Personal:

• Active in the Egyptian Community and in several charitable organizations
• Enjoys travel and sports, including tennis and soccer

_{California Insurance License #: 0770809}